TD Business Travel Visa* Card Turn everyday business expenses into travel rewards
Your Card offers you…
TD Business Visa benefits plus earn TD Points
The freedom to travel anytime, anywhere
Manage your business expenses more effectively while enjoying exclusive travel features –
travel on your schedule, with TD Points that never expire and no blackout periods.
Manage business expenses more effectively
Receive optional detailed monthly Management Reports to help you keep track of your business expenses.1
Enjoy the freedom of booking travel anywhere
Use your TD Points to get the best trip for the best price – whether by travel website,
agent or airline seat sale – it’s up to you!2
Travel any time: Points never expire – no blackout periods3,4
Earn 3 TD Points for every $1 charged to your Card.
Triple your TD Points by booking travel online through Expedia For TD5
Earn 9 TD Points for every $1 spent on your travel purchase.
Travel with confidence – automatic insurance coverage
Built-in travel protection includes medical, delayed/lost baggage claims and trip cancellation.
1 Detailed management reports are provided only for months in which there is
account activity. Reports are optional and available at no additional charge.
2 TD Points must be redeemed in minimum 10,000-point increments. To redeem
TD Points for travel purchases charged to your Card that are not booked through Expedia For TD or
the TD Travel Rewards Centre (the “Centre”), Cardholder must contact the TD Travel Rewards Program
after the travel purchase has been posted to the Account and within 90 days from the transaction
date of the travel purchase. The required TD Points will be deducted from the Cardholder’s TD Points
balance available at the time the TD Points are redeemed for the travel purchase, not the transaction
date of the travel purchase. The amount that will be credited towards the travel purchase will be equal
to the value of the TD Points redeemed. If there are insufficient TD Points available to cover the
entire amount of the travel purchase, the Account will only be credited by the value of the TD Points
redeemed. Any amount of the travel purchase not covered by the TD Points redeemed will remain on the
Account for payment. A $40 booking fee (plus applicable taxes) will apply only if you make a travel
purchase, either through the Centre or by phone through Expedia For TD, and you do not redeem any TD
Points for that travel purchase. This $40 booking fee (plus applicable taxes) will be charged by Aimia
Proprietary Loyalty Canada Inc., if such travel purchase is made through the Centre, or by Expedia,
Inc., if such travel purchase is made by phone through Expedia For TD. No booking fee applies when
redeeming TD Points through the TD Travel Rewards Program for travel purchased on your Account through other travel providers.
3 TD Points do not expire as long as you are a Cardholder.
4 Subject to carrier/space availability.
5 Expedia For TD is operated by Expedia, Inc., at www.tdrewards.com/expediafortd
and 1-877-222-6492. The Toronto-Dominion Bank and its affiliates are not responsible for any of the services
and products offered/provided by Expedia, Inc.
Your TD Business Travel Card has a variety of features and benefits for you to enjoy…
such as the Visa Zero Liability policy, 24-hour instant cash and account access, worldwide acceptance and more.
It’s easy to earn valuable TD Points with your TD Business Travel Card
Earn TD Points even faster – add Authorized User Cards
Add Authorized User Cards ($149 per Card) and earn more TD Points7. Learn more.
Earn points for automatic bill payments
Set up Pre-Authorized Payments for all your bills on your Card and earn TD Points even faster.
Simply call 1-800-983-8472 or visit your local branch.
Redeem for travel any way, anytime, anywhere Redeem your TD Points for any travel, any time of year, including peak periods, and through any airline, travel agent or website you find a travel deal.
You choose how you book – book your trip wherever and whenever it is convenient for you:
1) Book online through Expedia For TD or book by phone by calling 1-877-222-6492.
2) Book over the phone through the TD Travel Rewards Centre at 1-855-236-2300.
3) Book through your own travel provider and simply redeem your TD Points within 90 days of your travel
purchase (online through tdrewards.com or call the TD Travel Rewards Program at 1-800-983-1043).
For added flexibility, you can redeem TD Points for all or part of your trip.
Redeem TD Points in minimum 10,000-point increments. 10,000 TD Points equals $50 off the cost of your travel expenses.
Free business tools to help you manage cash flow Receive three optional management reports to help you track business expenses, control costs, identify spending
patterns, adjust budgets or spending guidelines, or consolidate expenditures and payments for accounting purposes.
Account Recap Report – lists total spending and payment information for all Cards
issued on your TD Business Credit Cards Account. Debit and credit information includes year-to-date charges and interests.
Account Information Report – lists expenditure totals by account for each spending category.
Management Recap Report – totals the expenditures under each spending category
for period-to-date and year-to-date.
Enjoy access to travel benefits Save on car rentals and enjoy access to other travel benefits and discounts.
and Budget9 car rentals:
Save 5% to 25% off the lowest available discountable time and mileage retail rate on qualifying rentals charged to your Card.
Receive a discount on your annual Priority Pass membership when you use your TD Business Travel Card to purchase your membership.
Enjoy access to 600 VIP airport lounges worldwide. Learn more.
Optional TD Auto Club Membership11:
With this optional service, help is only a call away in the event of a road emergency.
Emergency Travel Assistance Services12:
Toll-free access to medical, legal, and other help in case of an emergency while travelling.
Save on brand-name merchandise and gift cards As a TD Credit Cardholder you have exclusive access through tdrewards.com to special deals on merchandise and gift cards from major retailers.
From electronics to appliances to fashion and more, browse the wide range of
shopping choices and discounts available from retailers through tdrewards.com,
with merchandise shipped anywhere in Canada. Learn more.
6 The TD Travel Rewards Centre is operated by Aimia Proprietary Loyalty Canada Inc.
at 1-800-983-1043. The Toronto-Dominion Bank and its affiliates are not responsible for any of the services
and products offered/provided by Aimia Proprietary Loyalty Canada Inc.
7 Primary Cardholder remains liable for all charges to the Account, including those
made by an Authorized User.
8 Provided by Avis Rent A Car System LLC. Program terms are subject to change without
notice. Certain blackout dates may apply. Offer subject to other terms and conditions.
9 Provided by Budget Rent A Car System, Inc. Program terms are subject to change without
notice. Certain blackout dates may apply. Offer subject to other terms and conditions.
10 Offered by Priority Pass Inc. The Toronto-Dominion Bank and its affiliates are not
responsible for the membership, services or discount provided by or through the Priority Pass membership or
the Priority Pass group of companies.
11 Auto Club Membership provided by an independent third party service provider.
The Toronto-Dominion Bank and its affiliates accept no responsibility in respect of these services.
12 Provided by our Administrator under a service agreement with TD Life Insurance Company.
This is not an insurance benefit but assistance services only. Details of benefits, conditions, limitations and
exclusions are outlined in the Cardholder Agreement and Benefit Coverage Document provided with your TD Credit Card.
The coverages built in to your Card allow you to shop and travel with confidence.
Common Carrier Travel Accident Insurance13
Up to $500,000 coverage for you and your family while travelling on a common carrier.
You, your spouse and dependent children are automatically insured while travelling on a common carrier or
in a rental car whenever you charge the full cost of your ticket or car rental to your TD Business Travel Card.
Delayed and Lost Baggage Insurance14
Up to $1,000 reimbursement if checked baggage is lost or delayed by more than six hours.
For you, your spouse and dependent children, if your checked baggage is lost or delayed by more
than six hours from the time of arrival at your final destination. This includes the cost to
replace essential items and the replacement cost of personal property that is not covered by
the airline or other insurance if your checked baggage is never returned.
Purchase Security and Extended Warranty15
Items purchased with your Card are covered in case of theft or damage.
Enjoy worry-free shopping with Purchase Security and Extended Warranty Protection.
If an eligible item that you purchased in full with your TD Business Travel Card
is stolen or damaged within 90 days of purchase, it may be replaced or repaired or
you will be reimbursed for it. If the item comes with a manufacturer’s warranty,
you may be entitled to double the warranty period by up to 12 additional months.
Car Rental Coverage
Auto Rental Collision/Loss Damage Insurance
Get Collision Damage Waiver coverage at no additional cost when you charge your car rental on your Card.
Use your TD Business Travel Card to charge the full cost of a car rental and the
Auto Rental Collision/Loss Damage Insurance program will cover you at no additional cost.
This insurance coverage means you do not need to purchase the collision/loss damage
insurance coverage offered by the car rental company. You’ll be protected against
loss arising from damage to the rental car on most rentals in North America and many foreign countries.
Travel Medical Insurance16
To help you avoid the consequences of unforeseen events, your TD Business Travel Visa Card
offers you the security of optional travel medical insurance.
13 Underwritten by Chubb Insurance Company of Canada. Details of
insurance benefits, including terms, conditions, limitations and exclusions, are outlined
in the Coverage Certificate provided with your TD Credit Card.
14 Underwritten by TD Home and Auto Insurance Company.
15 Underwritten by TD Home and Auto Insurance Company. Details of insurance
benefits, including terms, conditions, limitations and exclusions, are outlined in the Coverage
Certificate provided with your TD Visa Card.
16 All TD Canada Trust customers, including TD Canada Trust Credit
Cardholders, are eligible to apply for Travel Medical Insurance underwritten by TD Life
Insurance Company. Some applications are subject to underwriting. Medical claims assistance,
claims payment and administrative services are provided by our Administrator. This insurance
is subject to exclusions and limitations that are fully described in the Certificate of
Insurance that is issued if accepted for enrollment. Travel Medical Insurance can be
purchased at any branch or call 1-800-293-4941, or visit tdcanadatrust.com
What is the CVV?
CVV stands for Credit Card Validation (or Verification) Value. Visa has a version of the CVV to reduce merchant risk in Card-Not-Present
transactions (like Internet, telephone or mail-order). The CVV code adds assurance that the consumer
placing the order has access or physical possession of the credit card itself. The CVV is a 3 digit number embossed or
imprinted on the reverse side of Visa cards.
Where do I find the CVV? For Visa the 3 digit CVV number is printed on the signature panel on the back of the
card immediately after the card's account number.